About
I am a PhD candidate in Economics at the University of Southampton.
My research focuses on climate finance, examining how ESG information and climate risks are reflected in financial markets, particularly in credit markets, including banking.
I am currently on the 2025–26 job market.
You can find my job market paper here and my personal website here.
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Research
Research interests
- Applied Econometrics
- Climate Finance
- Financial Economics
- Sustainable Investing
Current research
Rupali's current research focuses on understanding banks’ behaviour in syndicated lending markets. She is working on two main projects: the first examines whether banks penalise ESG-washing by borrowers in the energy sector through loan contract terms, and the second investigates the causal impact of emissions trading schemes (ETS) on syndicated lending decisions.
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Research groups
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Research interests
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Current research
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Research projects
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Publications
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Supervision
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Teaching
Rupali has taught at both undergraduate and postgraduate levels in the UK and internationally. She has served as instructor of record for quantitatively rigorous modules, including Financial Management, Investment Management, Intermediate Macroeconomics, and Business Economics, and has supported teaching in finance and economics through tutorials and assessment during her doctoral training.
Alongside formal teaching, she has contributed extensively to outreach and widening participation initiatives. For Discover Economics, an initiative of the Royal Economic Society, she designed, developed and delivered the outreach session Investment Challenge: Profit versus Planet at the Financial Laboratory, engaging school students in interactive learning on sustainable finance and investment trade-offs. Additionally, as part of the OnCampus programme, she also hosted an interactive session for visiting A-level students in the Financial Laboratory, introducing them to the Bloomberg L.P. Terminal and demonstrating how financial data is used in practice for market analysis and risk assessment. Through these activities, she has sought to make economics and finance accessible, applied, and engaging for diverse student audiences.
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Courses and modules
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External roles and responsibilities
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Biography
Rupali is a PhD Economics candidate supervised by Jose Olmo, Hector Calvo-Pardo, and Jana Sadeh at University of Southampton, UK. Her research focuses on climate finance, examining how ESG information and climate risks are reflected in financial markets, particularly in credit markets and banking.
Rupali holds an MSc in Economics from Queen Mary, University of London. She also earned an MSc in Financial Economics from the Gokhale Institute of Politics and Economics and a B.A. (Honours) in Economics from the University of Delhi.
Rupali previously worked as a Research Associate at the University of Delhi on a policy-driven project funded by the Ministry of Corporate Affairs (Government of India) on financial distress and bankruptcies in the Indian corporate sector, where she developed a predictive model to assess firms’ financial health and help lenders anticipate financial distress.
Rupali has two years of full-time undergraduate teaching experience across multiple finance and economics modules. During her PhD, she also worked as a Teaching Assistant at Imperial College Business School and the University of Southampton.
Prizes
- PhD Studentship, Department of Economics, School of Social, Economic and Political Sciences (2021)
- SRI Responsive & Travel Fund (2024)
- SRI Policy Placement Fund (2026)
- EEA 2026 Travel Grant (2026)
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Prizes
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